Hair

There are several ways to do hair.

Game :

http://www.paultosca.com/varga_hair.html

Paint Effect:

http://library.creativecow.net/articles/briggs_chad/maya_hair.php

Maya Hair Dynamics:
http://wargasm.fortawesome.com/tutorials/MayaHair/MayaHair.html

Hair Painting

http://www.furiae.com/popup.php?text=hairtutorial

good source to start making 3d character for beginners

Making of Varga
http://www.paultosca.com/makingofvarga.html

this is a good source to start making 3d character for beginners

i've learnt some Transfer Map tips from there

and before baking Ambient Occlusion,

DO MAKE SURE NOT TO OVERLAP YOUR UVs!!!